4 agencies benefit from $29,500 raised by Lowell Five employees in 2020 By Submitted Article January 24, 2021 at 5:49 a.m.
Massachusetts home, condo prices surge despite coronavirus pandemic By Erin Tierney January 19, 2021 at 7:19 a.m.
![Did you know that Massachusetts residents over the age of 70 can opt out of jury duty? A 75-year-old client recently got a summons in the mail for jury duty. He was overwhelmed about trying to balance serving on a jury while caring for his elderly wife. Amazingly, the mailed summons offered no phone number […]](https://www.nashobavalleyvoice.com/wp-content/uploads/2021/02/20190713_0714-low-b-colharoutunian-p1-1.jpg?w=48 "Did you know that Massachusetts residents over the age of 70 can opt out of jury duty? A 75-year-old client recently got a summons in the mail for jury duty. He was overwhelmed about trying to balance serving on a jury while caring for his elderly wife. Amazingly, the mailed summons offered no phone number […]")
![Harry Markowitz, Nobel laureate in economics and a pioneer in investment theory, suggested that a fundamental responsibility of any investor is to manage the risk of their portfolio. The risk he was referring to is volatility: the ups and downs of stock prices during the year and from year to year. Investors who ignore risk […]](https://www.nashobavalleyvoice.com/wp-content/uploads/2021/01/spoto-5.jpg?w=70 "Harry Markowitz, Nobel laureate in economics and a pioneer in investment theory, suggested that a fundamental responsibility of any investor is to manage the risk of their portfolio. The risk he was referring to is volatility: the ups and downs of stock prices during the year and from year to year. Investors who ignore risk […]")
![One of the things I know I’m like a broken record on (guess I just dated myself there) is the need to take your attention off your inputs and put them on the desired outcomes. For example, take one of those little packets of seeds you can purchase at the nursery or hardware store. I […]](https://www.nashobavalleyvoice.com/wp-content/uploads/2021/01/dollar-sign-3.png?w=88 "One of the things I know I’m like a broken record on (guess I just dated myself there) is the need to take your attention off your inputs and put them on the desired outcomes. For example, take one of those little packets of seeds you can purchase at the nursery or hardware store. I […]")
![BOSTON – Despite changes in consumer behavior and sharp restrictions on capacity at restaurants and pubs, the Massachusetts Lottery generated greater sales and profits over the six months running from July through December 2020 than during the same six months in pre-pandemic 2019. Executive Director Michael Sweeney told the Lottery Commission on Tuesday morning that […]](https://www.nashobavalleyvoice.com/wp-content/uploads/2021/01/Lottery_Jackpots_99875-1.jpg?w=132 "BOSTON – Despite changes in consumer behavior and sharp restrictions on capacity at restaurants and pubs, the Massachusetts Lottery generated greater sales and profits over the six months running from July through December 2020 than during the same six months in pre-pandemic 2019. Executive Director Michael Sweeney told the Lottery Commission on Tuesday morning that […]")
![TEWKSBURY — Lowell Five Bank’s Employee Charitable Giving Committee announced that in 2020, Lowell Five Bank employees donated more than $29,500 to help four local charities during an unprecedented year of need. Each year, Lowell Five employees select four charitable organizations from a list of employee-elected nominees to receive a Quarterly Charitable Giving Award that […]](https://www.nashobavalleyvoice.com/wp-content/uploads/2021/01/lowell-five-logo-1.png?w=140 "TEWKSBURY — Lowell Five Bank’s Employee Charitable Giving Committee announced that in 2020, Lowell Five Bank employees donated more than $29,500 to help four local charities during an unprecedented year of need. Each year, Lowell Five employees select four charitable organizations from a list of employee-elected nominees to receive a Quarterly Charitable Giving Award that […]"){kind=logo}
![Question: The deed to my house that my girlfriend and I own says “JTWROS.” What the heck does this mean? Answer: It means you really liked your girlfriend when you bought the house. A house owned by more than one person can either be linked together or held in two separate shares. You (or your […]](https://www.nashobavalleyvoice.com/wp-content/uploads/2021/01/20190713_0714-low-b-colharoutunian-p1-3.jpg?w=48 "Question: The deed to my house that my girlfriend and I own says “JTWROS.” What the heck does this mean? Answer: It means you really liked your girlfriend when you bought the house. A house owned by more than one person can either be linked together or held in two separate shares. You (or your […]")
![Citing improvements to COVID-19 metrics since the start of the year, Gov. Charlie Baker announced Thursday that he will lift the 9:30 p.m. curfew that he imposed in November on restaurants and other businesses, effective Monday. The post-December holiday season spike in COVID-19 activity was not as severe as the surge that followed Thanksgiving, the […]](https://www.nashobavalleyvoice.com/wp-content/uploads/2021/01/Bakernc4-3-1-8.jpg?w=132 "Citing improvements to COVID-19 metrics since the start of the year, Gov. Charlie Baker announced Thursday that he will lift the 9:30 p.m. curfew that he imposed in November on restaurants and other businesses, effective Monday. The post-December holiday season spike in COVID-19 activity was not as severe as the surge that followed Thanksgiving, the […]")
![Taxes take a big bite out of investment earnings. An important goal of successful investing, therefore, is maximizing after-tax returns. This involves both assembling the correct mix of assets and placing them in the right types of accounts. Since different investments and different types of accounts are taxed at different rates, how investors allocate assets […]](https://www.nashobavalleyvoice.com/wp-content/uploads/2021/01/spoto-3.jpg?w=70 "Taxes take a big bite out of investment earnings. An important goal of successful investing, therefore, is maximizing after-tax returns. This involves both assembling the correct mix of assets and placing them in the right types of accounts. Since different investments and different types of accounts are taxed at different rates, how investors allocate assets […]")
![Annuities often get a bum rap, generally from market-based planners who view them as a threat, or other financial advisers that don’t really understand them very well. However, once you do understand how they work, it’s easy to see why nearly everyone would want them as a component of their portfolio. Notice I wrote “component.” […]](https://www.nashobavalleyvoice.com/wp-content/uploads/2021/01/chart-1-1.jpg?w=140 "Annuities often get a bum rap, generally from market-based planners who view them as a threat, or other financial advisers that don’t really understand them very well. However, once you do understand how they work, it’s easy to see why nearly everyone would want them as a component of their portfolio. Notice I wrote “component.” […]")