“We cannot solve our problems with the same thinking we used when we created them.” This nugget of pure gold from Albert Einstein is one of my favorite quotes, and...
I have been noticing some things lately that I find both troubling and consistent with things I have known and been speaking and writing about for some time. That’s the...
We all know that markets go up and markets go down. But when you have a steady paycheck, the effect on your daily life is minimal. In retirement, howeverm if...
We all have our end-of-the-year rituals. We do our Thanksgiving feast, which, hopefully, was full of blessings and gratitude for you and your family despite today’s challenges. We do our...
With the pandemic and people out of work, we have added career coaching to our list of services by partnering with a leader in the field that has helped more...
Yesterday, while I was taping my weekly radio program, “The Free Money Radio Hour,” we had a mailbag question regarding Social Security. The questioner asked, “When is the best time...
Did you know the match on the 401(k) was simply a bribe to get rank-and-file employees to sign onto a system that was designed to move them out of defined...
“The cost of capital equals the return on capital.” This is the fundamental axiom of capitalism. It says that your return will be commensurate with the risk you take. High-risk...