![If you hold bonds in your investment portfolio, you’ve likely noticed that they have experienced negative returns this year. As of April 29, the U.S. bond market (Barclays Aggregate Bond Index) has lost 3.3%, and the U.S. stock market (S&P 500 Index) has gained 12.9%. From 1928-2020, the U.S. stock market has earned an average […]](https://www.nashobavalleyvoice.com/wp-content/uploads/2021/05/low-l-krikorian-1.jpg?w=85 "If you hold bonds in your investment portfolio, you’ve likely noticed that they have experienced negative returns this year. As of April 29, the U.S. bond market (Barclays Aggregate Bond Index) has lost 3.3%, and the U.S. stock market (S&P 500 Index) has gained 12.9%. From 1928-2020, the U.S. stock market has earned an average […]")
Stocks or bonds? How about some of both?
If you hold bonds in your investment portfolio, you’ve likely noticed that they have experienced negative returns this year. As of April 29, the U.S. bond market (Barclays Aggregate Bond...
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![When it comes to investing, there are several types of risk. Those risks include inflation risk, market risk, political risk and interest-rate risk. When it comes to developing and managing an investment portfolio, two of the biggest risks are risk tolerance and risk capacity. Most investors are familiar with the concept of risk tolerance. Simply […]](https://www.nashobavalleyvoice.com/wp-content/uploads/2021/04/0418-low-n-krikorian-1.jpg?w=140 "When it comes to investing, there are several types of risk. Those risks include inflation risk, market risk, political risk and interest-rate risk. When it comes to developing and managing an investment portfolio, two of the biggest risks are risk tolerance and risk capacity. Most investors are familiar with the concept of risk tolerance. Simply […]")
Find your perfect portfolio
When it comes to investing, there are several types of risk. Those risks include inflation risk, market risk, political risk and interest-rate risk. When it comes to developing and managing...
![One of the most common and significant mistakes people make when it comes to managing money during retirement is relying on “average returns.” Many individuals assume that if their portfolio earns an average return of 6% and they withdraw 5% of income in their first year of retirement and continue withdrawing the same dollar amount […]](https://www.nashobavalleyvoice.com/wp-content/uploads/2021/03/low-l-krikorian-1.jpg?w=119 "One of the most common and significant mistakes people make when it comes to managing money during retirement is relying on “average returns.” Many individuals assume that if their portfolio earns an average return of 6% and they withdraw 5% of income in their first year of retirement and continue withdrawing the same dollar amount […]")
Don’t let ‘sequence risk’ ruin your retirement
One of the most common and significant mistakes people make when it comes to managing money during retirement is relying on “average returns.” Many individuals assume that if their portfolio...
![At this time last year, the stock market was in the middle of bear market. From Feb. 19 to March 23, 2020, the U.S stock market (S&P 500) lost 34%. The stock market recovered all of its losses five months later on Aug. 18, 2020. How does that bear market compare to bear markets in […]](https://www.nashobavalleyvoice.com/wp-content/uploads/2021/03/krikorian-1.jpg?w=85 "At this time last year, the stock market was in the middle of bear market. From Feb. 19 to March 23, 2020, the U.S stock market (S&P 500) lost 34%. The stock market recovered all of its losses five months later on Aug. 18, 2020. How does that bear market compare to bear markets in […]")
Test your knowledge of bear markets with this quiz
At this time last year, the stock market was in the middle of bear market. From Feb. 19 to March 23, 2020, the U.S stock market (S&P 500) lost 34%....
![If you looked at your portfolio recently, you may have noticed that your bond funds have taken a hit compared to 2020. In 2020, the average Long Term Treasury bond fund gained 17.7%. Year to date, the average Long Term Treasury bond fund is down 4.9%. This has occurred for a couple of reasons, and […]](https://www.nashobavalleyvoice.com/wp-content/uploads/2021/02/low-l-krikorian-1.jpg?w=140 "If you looked at your portfolio recently, you may have noticed that your bond funds have taken a hit compared to 2020. In 2020, the average Long Term Treasury bond fund gained 17.7%. Year to date, the average Long Term Treasury bond fund is down 4.9%. This has occurred for a couple of reasons, and […]")
What’s happened to my bond funds?
If you looked at your portfolio recently, you may have noticed that your bond funds have taken a hit compared to 2020. In 2020, the average Long Term Treasury bond...
![“The Joneses spend money they don’t have, to buy things they don’t want, to impress people they don’t like.” Will Rogers Do you often wonder how your friends seem to live a more extravagant lifestyle than you? Whenever you meet with them, they are constantly talking about the brand-new boat or car they just bought, […]](https://www.nashobavalleyvoice.com/wp-content/uploads/2021/01/krikorian-1.jpg?w=85 "“The Joneses spend money they don’t have, to buy things they don’t want, to impress people they don’t like.” Will Rogers Do you often wonder how your friends seem to live a more extravagant lifestyle than you? Whenever you meet with them, they are constantly talking about the brand-new boat or car they just bought, […]")
Are you trying to keep up with the Joneses?
“The Joneses spend money they don’t have, to buy things they don’t want, to impress people they don’t like.” Will Rogers Do you often wonder how your friends seem to...
![Those who have followed this column the last 20 years are well aware of the fact that I am no fan of the financial media. One of my biggest pet peeves with the financial media (and much of the investment industry) is its obsession with making stock-market predictions. At the start of every year, the […]](https://www.nashobavalleyvoice.com/wp-content/uploads/2020/12/krikorian-1.jpg?w=85 "Those who have followed this column the last 20 years are well aware of the fact that I am no fan of the financial media. One of my biggest pet peeves with the financial media (and much of the investment industry) is its obsession with making stock-market predictions. At the start of every year, the […]")
Ignoring stock-market predictions for 2021
Those who have followed this column the last 20 years are well aware of the fact that I am no fan of the financial media. One of my biggest pet...
Is your portfolio overweight?
You often hear stocks and mutual funds referred to as growth and value funds. Growth stocks are associated with high-quality, successful companies whose earnings are expected to continue growing at...
Investment fees you don’t realize you’re paying
When it comes to investing, there are some things you can’t control. However, the one thing all investors can control is how much they pay in fees. Numerous studies and...
The unfair math of investing
A $100,000 investment loses 20% in year one and gains 20% in year two. True or false: After two years the portfolio’s value is still worth $100,000? Whenever we meet...