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Lori Trahan, we need some answers. Prompted by a recent Boston Globe article questioning the accounting of her campaign expenditures, the current 3rd District U.S. Rep. now finds herself the target of a complaint filed with the Federal Election Commission by a Washington, D.C.-based watchdog group that asserts her campaign committee violated federal campaign reporting requirements.

The Campaign Legal Center alleges the Lori Trahan for Congress Committee failed to timely disclose bank loans in connection with the 2018 election, reported $300,000 in “personal loans” exceeding her known assets and accepted contributions in excess of federal limits.

More troubling, the complaint also questions “whether the candidate concealed the sources of the funds from the public,” according to Adav Noti, a former FEC associate general counsel and the Campaign Legal Center’s chief of staff and senior director of trial litigation.

It’s clear the Trahan campaign spent a considerable amount of money in the final few weeks of that hotly contested Democratic primary campaign, an election she won by just 145 votes over Andover’s Dan Koh, Boston Mayor Marty Walsh’s former chief of staff.

In an emailed statement to the newspaper, Trahan spokeswoman Gretchen Grosky said Trahan drew upon personal assets, including a home-equity loan and joint checking accounts, to finance the $371,000 loans and properly disclosed them on her FEC filings.

According to the complaint, an Aug. 23 pre-primary report disclosed Trahan had made personal loans totaling $100,000 to her campaign committee. On Oct. 15, Trahan’s committee filed its next quarterly report, disclosing an additional $271,000 in loans — $200,000 on Aug. 23 and $71,000 on Sept. 4.

Though Trahan was named as the source of the loans, they were not identified as her personal funds.

After the general election in November, Trahan’s committee amended reports indicating the $71,000 was not a personal loan but a home-equity loan from Washington Savings Bank.

Trahan, of Westford, also belatedly added a joint bank account valued at $15,001-$50,000, with a note that the value fluctuated, with a highest range being $100,001-$250,000 in 2018.

Due to a provision in the landmark federal campaign finance law — ironically co-authored by Trahan’s former boss, then U.S. Rep. Marty Meehan — the FEC wouldn’t comment on the matter.

The Campaign Legal Center’s Noti told the newspaper if an investigation occurs and points to evidence of misconduct, there could be some sort of fine, or more severe penalties depending upon the seriousness of the findings, a process that could take up to two years.

A personal loan that’s actually a home-equity loan. A joint checking account that just happens to have enough cash to support a last-minute $200,000 expenditure.

For someone well-versed in the intricacies of campaign finance, some of the Trahan campaign’s explanations just don’t add up.

And we’re also disappointed the congresswoman didn’t address this issue head-on initially, instead of leaving it to a subordinate to answer uncomfortable questions.

While this matter might seem some whistleblower’s idea of post-election comeuppance for an upstart who won at the wire, it shouldn’t be dismissed as politics as usual.

Whatever the source, in the FEC’s opinion, this complaint has merit — bolstered by the fact a former associate general counsel of its commission is behind it.

We hope when all the facts have been examined, the Trahan campaign will emerge exonerated.

Because even a fine would be a stain, not only on the transparency of her campaign, but on Trahan herself.