The Commonwealth of Massachusetts has received an extension from the federal government allowing health insurers to continue to use the current small group rating factors, including the group purchasing cooperative factor, at current levels through at least 2015.

The Nashoba Valley Chamber has been providing affordable health insurance to businesses with 1 to 50 full-time employees through our partnership with MACCE (Massachusetts Association of Chamber of Commerce Executives). Any small business that belongs to one of the more than 60 participating chambers of commerce and other business associations is eligible to join the Chamber Health Coop.

Chamber members can save hundreds or thousands of dollars a year on their health insurance from Fallon Community Health Plan, Harvard Pilgrim Health Care and Health New England, which are each discounting several of their plans. Fallon and Harvard Pilgrim are trimming rates by 3 percent, and Health New England by 5 percent.

With the passing of Obamacare, which limits to four the rating factors used to calculate group health insurance premiums for companies with 50 or fewer employees, the life expectancy of the Chamber Health Coop was uncertain.

A study by health insurance companies shows that the rating changes could raise rates for small companies by up to 57 percent, on top of average increases of 3.


7 percent in their base insurance premiums.

The Nashoba Valley Chamber of Commerce would like to thank MACCE, which spoke with our state and federal elected officials about this important issue.

This is the time to look into signing up for the Chamber Health Coop so your company can begin to receive discounts on small group health insurance today! Contact Nashoba Valley Chamber of Commerce President Melissa Fetterhoff at for information.

Nashoba Valley Chamber of Commerce